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Loan Comparison Calculator

Compare two loan offers by monthly payment, total interest and fees to see which one is really cheaper.

Tip from Tink: A lower rate with high fees can cost more than a slightly higher rate with none.

Offer A — cheaper

Monthly
$400.76
Interest + fees
$4,045.54

Offer B

Monthly
$395.08
Interest + fees
$4,304.86

Offer A saves $259.32 in interest and fees.

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How to use the Loan Comparison Calculator

  1. Enter the loan amount.
  2. Fill in rate, term and fees for each offer.
  3. The cheaper offer is highlighted.

Everything runs in your browser. Nothing you enter is uploaded.