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Credit Card Payoff Calculator
See how long it takes to pay off a credit card at a fixed monthly payment, how much interest you'll pay, and what payment clears it by your target date.
Tip from Tink: Paying only the minimum can take decades — even $50 more makes a big dent.
Time to pay off
2 yr 10 mo
Total interest
$1,749.88
Total paid
$6,749.88
Payment for 24 months
$259.39
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How to use the Credit Card Payoff Calculator
- Enter your balance and APR.
- Enter what you'll pay each month.
- Or set a target number of months to see the payment needed.
Everything runs in your browser. Nothing you enter is uploaded.