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Home Equity & LTV Calculator

Calculate your home equity, loan-to-value ratio (LTV) and roughly how much a lender might let you borrow against your home.

Tip from Tink: Many lenders allow borrowing up to 80–85% of your home's value.

Equity
$220,000.00
Loan-to-value
56%
Could borrow up to
$120,000.00

Bar shows how much of your home you own.

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How to use the Home Equity & LTV Calculator

  1. Enter your home's value and what you still owe.
  2. Set the lender's maximum LTV.
  3. Read your equity and borrowing room.

Everything runs in your browser. Nothing you enter is uploaded.