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Mortgage Affordability Calculator
Estimate the home price you can afford from your income, debts and down payment using the common 28/36 lending rule.
Tip from Tink: Lenders usually cap housing at 28% of gross income and all debts at 36%.
Home price you can afford
$316,868.93
Loan amount
$276,868.93
Max monthly housing
$2,100.00
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How to use the Mortgage Affordability Calculator
- Enter your yearly gross income and monthly debt payments.
- Add your down payment, rate and loan term.
- Include monthly property tax and insurance for a more realistic number.
Everything runs in your browser. Nothing you enter is uploaded.