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Retirement & FIRE Calculator
Calculate how much you need to retire (your FIRE number) from yearly spending and a safe withdrawal rate, and how many years of saving it takes.
Tip from Tink: The 4% rule means you need about 25× your yearly spending.
FIRE number
$1,000,000.00
Years to reach it
20
Monthly spending
$3,333.33
Uses a return after inflation, so amounts are in today's money. This is an estimate, not financial advice.
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How to use the Retirement & FIRE Calculator
- Enter your yearly spending and withdrawal rate.
- Add current savings, yearly saving and expected return.
- Read your target and years to reach it.
Everything runs in your browser. Nothing you enter is uploaded.